Building & Maintaining Credit

Graphic illustration of a clip board with the silhouette of a credit card in the top left corner and a silhouette of a person figure at the bottom right hand corner. Extension has great tools to help build and maintain your credit and manage your credit score. Many people use the terms “credit report” and “credit score” interchangeably, but they are not the same. Your credit report is a detailed account of your credit history, while your credit score is a three-digit number showing your credit-worthiness. Extension also provides tips and tools to monitor your credit report for errors, fraud and identity theft. The Fair Credit Reporting Act provides individuals with the opportunity to receive a Free Credit Report, from each credit bureau, every 12 months at the individuals request. Set reminders to check your credit report for                                                         FREE up to three times each year!

To learn more about the Extension’s Free Credit Report Campaign and additional credit resources, please contact Washington County Extension’s Human Development & Relationships Educator, Carol Bralich at                  262-335-4479 or


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